× Follow us on Telegram! Telegram is where we really talk. Don't miss out!
Republican Fighter
  • Home
  • News
  • About Us
  • Privacy Policy
    • Privacy Policy
    • Disclaimer
    • DMCA Policy
    • Terms and Conditions
No Result
View All Result
  • Home
  • News
  • About Us
  • Privacy Policy
    • Privacy Policy
    • Disclaimer
    • DMCA Policy
    • Terms and Conditions
No Result
View All Result
Republican Fighter
No Result
View All Result

US Banking System Outlook Downgraded to ‘Negative’

March 15, 2023
Reading Time: 2 mins read
A A
US Banking System Outlook Downgraded to ‘Negative’

Share this post on social media:

  • Facebook
  • X (Twitter)
  • GETTR
  • Telegram
  • Truth Social
  • Gab

Credit ratings agency Moody’s Investors Service downgraded its outlook for the U. S. banking system on Tuesday after the rapid declines and collapses of Silicon Valley Bank, Signature Bank, and Silvergate Bank in recent days.

The prominent ratings agency said it “changed to negative from stable our outlook on the U. S. banking system to reflect the rapid deterioration in the operating environment following deposit runs at Silicon Valley Bank (SVB), Silvergate Bank, and Signature Bank (SNY) and the failures of SVB and SNY,” Moody’s said in a Monday afternoon report. “Operating conditions have sharply deteriorated,” it also said in a note, according to multiple news outlets.

“Pandemic-related fiscal stimulus, along with more than a decade of ultra-low interest rates and quantitative easing, resulted in significant excess deposit creation in the U. S. banking sector,” the Moody’s note continues to say. “This has given rise to asset-liability management challenges, with some banks having invested excess deposits in longer-dated fixed-income securities that have lost value during the rapid rise in U.S. interest rates.”

Bank runs at Silicon Valley Bank, Silvergate, and Signature led to a crisis of confidence, both from investors and depositors, the ratings agency said. Lenders that had “substantial” unrealized securities losses and uninsured deposits may be hurt more as customers look for safer alternatives to park their funds, it added.

Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Moody’s wrote it expects more banks will be pressured after SVB’s failure, namely those with large amounts of deposits that aren’t insured by the Federal Deposit Insurance Corporation (FDIC). Reports indicated that upwards of 90 percent of deposits at SVB were uninsured as the bank was heavily used by tech companies and startups.

“Banks with substantial unrealized securities losses and with non-retail and uninsured U. S. depositors may still be more sensitive to depositor competition or ultimate flight, with adverse effects on funding, liquidity, earnings, and capital,” Moody’s said, according to reports.

This is an excerpt only. Read the full story here.

Share this post on social media:

  • Facebook
  • X (Twitter)
  • GETTR
  • Telegram
  • Truth Social
  • Gab

Related Posts

News

House Oversight Committee Publishes Alex Acosta Interview Transcript Regarding Jeffrey Epstein’s Plea Deal

October 17, 2025
News

Stefanik Claims Hochul’s Endorsement of Mamdani Stemmed from Primary Concerns

October 17, 2025
News

Trump’s Bold Remarks on Maduro: ‘He Doesn’t Want to Mess with the U.S.’ (VIDEO)

October 17, 2025
News

Cara Castronuova’s Bold Question Stuns Ukrainian President Zelenskyy During White House Meeting

October 17, 2025
News

Trump: Maduro’s Proposal Reflects His Reluctance to Confront the U.S.

October 17, 2025
News

New York GOP Disbands Young Republicans Chapter Following Controversial Texts

October 17, 2025
Next Post
Developing Story: New York Attorney General Letitia James Reveals That Her Office Will Be Hosting A “Drag Story Hour Read-A-Thon”

Developing Story: New York Attorney General Letitia James Reveals That Her Office Will Be Hosting A “Drag Story Hour Read-A-Thon”

Maricopa County Files Response In Kari Lake’s Supreme Court Lawsuit

Maricopa County Files Response In Kari Lake's Supreme Court Lawsuit

Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Recent Posts

  • House Oversight Committee Publishes Alex Acosta Interview Transcript Regarding Jeffrey Epstein’s Plea Deal
  • Stefanik Claims Hochul’s Endorsement of Mamdani Stemmed from Primary Concerns
  • Trump’s Bold Remarks on Maduro: ‘He Doesn’t Want to Mess with the U.S.’ (VIDEO)
  • Cara Castronuova’s Bold Question Stuns Ukrainian President Zelenskyy During White House Meeting
  • Trump: Maduro’s Proposal Reflects His Reluctance to Confront the U.S.

  • About Us
  • Disclaimer
  • DMCA Policy
  • Home
  • Privacy Policy
  • Terms and Conditions

© 2025 Republican Fighter. We are not responsible for the content of external sites.

No Result
View All Result
  • Home
  • News
  • About Us
  • Privacy Policy
    • Disclaimer
    • DMCA Policy
    • Terms and Conditions

© 2025 Republican Fighter. We are not responsible for the content of external sites.